Is USABankruptcy Associates 'a Farce?'
A reader recently asked us the following question:
Wondering about the credibility record of the website usabankruptcyassociates.com. i read a review that said their offer is a farce. is this true? please see what you can find.
mary
We pasted usabankruptcyassociates.com into our browser, and immediately noticed the site lacks two critical indicators of Web credibility—contact information and a privacy policy. The contact us page only offers an e-mail form, which is never a good sign, since you have no idea where it's going (or whether it's going anywhere at all).
And for a site that collects credit card information, the lack of a privacy policy is a non-starter. The disclaimer about secure credit card ordering isn't enough, especially considering how much sensitive financial information you'll be entering into the site for them to prepare your bankruptcy claim.
And the cost for filing a bankruptcy claim? "If you are ready to get started today, we [sic] offering a limited time price of only $185 instead of our regular price of $299. This offer expires at midnight Friday, April 24th." If "offer expires at midnight" doesn't set off alarm bells, you need to watch more TV. After all, we're not talking about a ShamWow—we're talking about filing for bankruptcy.
We couldn't find any record of USABankruptcy Associates with the Better Business Bureau, but after doing a domain name search on WHOIS, we discovered why. USA Bankruptcy Associates isn't an American company. Turns out they're based in—Sacrebleu!—Montreal.
Although we don't come from the "Buy American" school, we do think companies that use "USA" in their brands should at last have the decency to be located here. But we found far more serious complaints about "USA" Bankruptcy Associates on the Rip Off Report:
USABANKRUPCYASSOCIATES.COM Ripped me off. Did not stick to their so-called guarantee
My wife was grilled about her bankruptcy-- only to have her case tossed out because it was not accurate. The part she had questions about-- the part she asked USA Bankruptcy Associates for help on-- the part they said was 'FINE'-- and 'JUST SUBMIT IT' and 'IT ALL LOOKS GREAT'-- was the part it was tossed out of court for.
Randy
Redwood City, California
U.S.A.
USA Bankruptcy Services Cannot reach by phone, and email response spotty
Payed the $189 and response is nil. They've got my money and they're on to the next."
Thanks,
Sparky
Danville, California
U.S.A.
USA Bankruptcy Associates ripoff illegal acts against bankruptcy code beware charged too much for incorrect papers Internet
People in need, Beware! Your first clue (and mine) should be that they do not have a phone number OR and address to contact them if you have a problem. You can only send them an email, and it is limited in size and you cannot write another email until they respond to the first. . . .Just don't believe anything this company advertises, they are in the business of scamming people out of their money, and the crazy guarantee is just a bunch of hype! Don't believe it!
Crystal
Colfax, Indiana
U.S.A.
Finally, we'd be remiss if we didn't comment on the site's interesting choice of graphics, for when you visit the homepage, you're confronted by some sullen diva named "Monika K," whose endorsement is pasted next to her photo: "Trust USABankruptcy to do everything they say. I did and I couldn't be happier."
Funny, Monika (the ALT text refers to her as "Nancy") doesn't look too happy to us. Which is certainly fitting, since neither are Randy, Sparky or Crystal.
Comments
Thanks for the tip, Bob. I sure hope that YOU are bonafide, with a bonafide website offer, and NOT another one of USABankruptcy Associates' monikers!!
Posted by: Nola Norton | October 10, 2009 08:29 PM
For anyone out there who can read this...PLEASE do not use USABankruptcy.....Oh they work fast, but made a TON of errors with the figures I submitted to them. They Had things on the WRONG pages, had things out of order. FORGOT to list 2 creditors. Sure I paid $189.00, but spent MUCH more than that using the services of a paralegal to FIX the crap they sent me which was supposed to be a bankruptcy--1 day before my paperwork was to be filed. I'm happy things worked out, and ALL the mistakes were caught by The paralegal, and SHE'S the reason my bankruptcy was not thrown out--she went OVER all the prepared CRAP USABankruptcy sent to me.
AGAIN...
PLEASE DO NOT USE USA BANKRUPTCY. THEY ARE HORRIBLE!!!!!!!!!!!!
I should have used diy4law., but did not have the monies at the time to do so. They are a Christian organization, and were very kind, but at the time, I didn't have the monies.
Posted by: Katherine J. | October 1, 2009 02:00 AM
Thanks for reviews on usabankruptcyassociates site. I have filed bankruptcy online using www.diy4law.com service is awesome. No need to worry about diy4law.
Posted by: Bob | August 19, 2009 01:03 AM